Madhya Pradesh High Court rules that absence of fitness certificate does not exonerate insurer from liability under Motor Vehicles Act when policy contains no such condition.
Madhya Pradesh High Court rules that income assessment under Section 163A of the Motor Vehicles Act must account for inflation, enhancing compensation for accident victims.
Kerala High Court holds that non-disclosure of prior ultrasound scan for kidney stones in cancer policy application amounts to fraudulent suppression under Section 45 of Insurance Act, 1938.
Andhra Pradesh High Court holds insurers must fully disclose technical scheme terms to farmers; mere pamphlet distribution insufficient to discharge duty of utmost good faith.
Bombay High Court holds that claimants in industrial death cases may withdraw 50% of deposited compensation pending appeal, balancing immediate relief with appellate integrity.
Bombay High Court holds that insurer cannot escape liability under motor accident claims merely due to a fake driver's licence; proof of owner's knowledge is mandatory.
Madhya Pradesh High Court holds that insurance companies cannot evade liability under motor vehicle insurance merely by alleging the deceased was a passenger without credible evidence.
Bombay High Court holds that comprehensive motor insurance policies must cover pillion riders for death or injury, irrespective of familial relationship to the owner-driver.
The State Consumer Commission holds that supplementary documents may be admitted until the court becomes functus officio, reinforcing flexibility in consumer dispute resolution for substantive justice.
Karnataka State Consumer Commission holds that driving an unregistered vehicle voids insurance coverage under policy terms, dismissing claim for own damage compensation.