Supreme Court holds that leasing a residential flat does not automatically make buyer a non-consumer; burden lies on seller to prove dominant commercial purpose.
Kerala High Court clarifies that under Section 47(1)(b) of the Consumer Protection Act 2019, revision petition is the proper remedy against interim orders, not appeal.
Andhra Pradesh High Court holds insurers must fully disclose technical scheme terms to farmers; mere pamphlet distribution insufficient to discharge duty of utmost good faith.
Bombay High Court holds builders liable for delay in possession under RERA, affirming that timelines are statutory obligations, not mere suggestions.
Bombay High Court holds builders liable for delayed possession under RERA even if force majeure is claimed, reinforcing statutory timelines and consumer protection obligations.
Bombay High Court holds builders liable for structural defects under RERA even after warranty expires, reinforcing consumer protection and statutory obligations.
Bombay High Court holds that builders cannot evade RERA liability for delayed possession through contractual clauses, reinforcing statutory remedies over private agreements.
Rajasthan High Court holds that RBI circulars prohibiting prepayment charges apply only to individual borrowers, not business loans, affirming contractual validity of sanction terms.
Bombay High Court holds that under the MCS Act, eligibility for cooperative society membership is governed solely by statute, rules, and bye-laws-not private development agreements.
NCDRC holds that unregistered indemnity deeds can be relied upon to establish liability for deficiency in service under Consumer Protection Act, 1986, when compensation is sought for breach.
NCDRC holds that mis-selling of life insurance policies to senior citizens through false income declarations vitiates contract, entitling refund of premium despite free-look period.
NCDRC holds insurers bear the burden of proving deliberate suppression of material facts in life insurance claims, requiring cogent evidence and strict interpretation of exclusion clauses.
Delhi State Commission dismisses consumer complaint as barred by limitation under Section 69 of CPA 2019, holding that joint filing cannot revive stale claims of individual complainants.
Chandigarh State Consumer Commission holds that mutually agreed revised possession date in real estate agreement overrides prior terms; interest payable from revised date only.
Delhi State Consumer Commission holds that Guaranteed Loyalty Additions in ULIP policies are payable only on maturity or death, not on surrender, reinforcing strict construction of insurance contracts.