#Workmen Compensation

Delhi High Court rules that an insurer remains liable under the Employees' Compensation Act if an additional premium was paid for cleaner/driver coverage, even without a formal employment contract. The court held that the employer’s admission of the deceased’s role and premium payment triggered the insurer’s indemnity obligation, ensuring compensation for workplace fatalities.

Madras High Court rules that insurers under the Employees' Compensation Act, 1923, must pay 12% statutory interest on delayed compensation, even if the policy excludes it, provided the accident was reported on time. The ruling reinforces that statutory obligations override contractual exclusions, directly impacting insurers' liability in workmen compensation claims.

Bombay High Court holds that interest under Section 4A(3) of the Employees' Compensation Act begins from the date of accident, not after one month. Key precedent for compensation claims.

Chhattisgarh High Court holds insurers liable for scheduled injuries under the Employees' Compensation Act, 1923, even without separate disability certificates or policy terms raised at appeal.