#utmost good faith

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Feb 2, 2026 • 02:08 PM

Suppression of Medical History in Insurance Proposal Constitutes Fraud | Cancer Cover Policy : Kerala High Court

Kerala High Court holds that non-disclosure of prior ultrasound scan for kidney stones in cancer policy application amounts to fraudulent suppression under Section 45 of Insurance Act, 1938.

Insurance Disclosure Duty | Failure to Explain Technical Scheme Terms Vitiates Claim Repudiation : Andhra Pradesh High Court

Case Law Analysis

Feb 1, 2026 • 08:11 PM

Insurance Disclosure Duty | Failure to Explain Technical Scheme Terms Vitiates Claim Repudiation : Andhra Pradesh High Court

Andhra Pradesh High Court holds insurers must fully disclose technical scheme terms to farmers; mere pamphlet distribution insufficient to discharge duty of utmost good faith.

Insurer Must Prove Material Suppression With Cogent Evidence | Life Insurance Claim Dispute : National Consumer Disputes Redressal Commission

Case Law Analysis

Jan 23, 2026 • 04:20 PM

Insurer Must Prove Material Suppression With Cogent Evidence | Life Insurance Claim Dispute : National Consumer Disputes Redressal Commission

NCDRC holds insurers bear the burden of proving deliberate suppression of material facts in life insurance claims, requiring cogent evidence and strict interpretation of exclusion clauses.

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#utmost good faith

Suppression of Medical History in Insurance Proposal Constitutes Fraud | Cancer Cover Policy : Kerala High Court

Insurance Disclosure Duty | Failure to Explain Technical Scheme Terms Vitiates Claim Repudiation : Andhra Pradesh High Court

Insurer Must Prove Material Suppression With Cogent Evidence | Life Insurance Claim Dispute : National Consumer Disputes Redressal Commission

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