#fitness certificate

The Madhya Pradesh High Court has ruled that insurers cannot deny third-party liability under the Motor Vehicles Act merely because a vehicle lacked a valid fitness certificate. Liability attaches unless the insurer proves the expired certificate directly caused the accident, reinforcing that statutory breaches alone do not void coverage without a direct link to the incident.

MP High Court reaffirms that insurers must prove breach of policy terms to avoid liability in motor accident claims. The court dismissed the appeal, holding that absence of evidence regarding an invalid fitness certificate precludes exoneration under the Motor Vehicles Act.

Madras High Court rules that insurers remain liable to compensate accident victims even if the offending vehicle lacked a valid fitness certificate, but may recover the amount from the vehicle owner under Section 84 of the Motor Vehicles Act. The court enhanced compensation for 30% permanent disability to Rs. 3 lakh, reinforcing victim protection over procedural lapses.

Madhya Pradesh High Court rules that absence of fitness certificate does not exonerate insurer from liability under Motor Vehicles Act when policy contains no such condition.

Chhattisgarh High Court holds that insurance companies are not liable to indemnify if vehicle lacks valid fitness certificate, as mandated by Section 56 of the Motor Vehicles Act.