#estoppel by conduct

Punjab & Haryana HC rules that concealment of a pre-existing illness (Hodgkin’s Lymphoma) at policy inception vitiates a life insurance contract under the principle of utmost good faith. Acceptance of an ex gratia payment marked as 'full and final settlement' bars subsequent claims, reinforcing estoppel by conduct in insurance disputes.

J&K High Court rules that a wife living separately by mutual consent, even without a legal divorce, cannot claim maintenance under Section 488 CrPC. The court emphasized judicial admissions and conduct over technical marital status, while ordering a ₹2.5 lakh one-time settlement to prevent destitution, highlighting the balance between legal technicalities and equitable relief.