Topic
If you have lost money to a UPI scam, mistakenly sent rupees to a wrong account, woken up to find your account drained at 3am by an OTP you never shared, or transferred a deposit to a fake landlord posing as the real one, you are far from alone. UPI processes more than 20 billion
The West Bengal State Consumer Commission has ruled that complaints involving alleged unauthorized UPI transactions cannot be summarily dismissed at the admission stage without affording parties a hearing, reinforcing that mere denial of liability is insufficient when factual disputes over fraud and lack of OTP sharing exist. This sets a critical precedent for banks and digital payment platforms, ensuring consumers get a fair adjudication when alleging digital financial fraud.
Rajasthan High Court rules that freezing bank accounts without distinguishing disputed and legitimate funds violates proportionality under Article 21. Banks must allow transactions from non-disputed balances pending police clarification, balancing investigative needs with financial rights.
Uttarakhand High Court grants bail to an accused in a UPI fraud and abduction case, emphasizing that consensual relationships between adults-even with financial disputes-warrant a liberal bail approach under Article 21, especially when the victim is a major and the accused has no criminal antecedents. The ruling reinforces that personal liberty prevails where coercion or criminal history is absent.