#Section 149 MV Act

Bombay HC ruled that insurers must pay enhanced compensation of ₹3.17L even if the driver’s license is invalid but can recover the amount from the vehicle owner under Section 149(2) of the MV Act. This clarifies insurer liability and owner accountability in accident claims.

Kerala High Court holds insurers liable only for permitted passengers in overloaded vehicles, directing proportional payout of highest award and recovery from owner.