Case Law Analysis
Insurer Cannot Rely on Non-Registration or Lack of Permit If Omitted from Repudiation Letter | Insurance Law - Repudiation Letter : Uttarakhand State CDRC
The Uttarakhand State Consumer Disputes Redressal Commission held that an insurer cannot raise new defences such as non-registration or lack of permit if they were omitted from the repudiation letter. It affirmed Rs 2,40,383 vehicle compensation plus Rs 2,00,000 personal accident cover at 6% interest, reinforcing that repudiation letters limit insurers’ grounds for denial and protect policyholders’ claims.