Case Law Analysis
|Bombay High Court
Insurance Cover Note Dispute | Insurer Must Prove Forgery via Criminal Action or Inspector Testimony : Bombay HC Upholds ₹3.86 Lakh Compensation
Bombay HC rules that an insurance company cannot unilaterally reject a cover note as fake without initiating criminal proceedings or producing the concerned inspector. The court affirmed the MACT's award, emphasizing that mere discrepancies in inspector codes do not invalidate coverage unless proven through legal action.