Case Law Analysis
|Bombay High Court
Consumer Protection Act | Insurance Claim Rejection for Non-Material Disclosure Violates Unfair Trade Practice : Maharashtra SCDRC
Maharashtra State Consumer Disputes Redressal Commission rules that rejecting a medical insurance claim and cancelling a policy based on non-disclosure of a non-material fact (speech delay) constitutes deficiency in service and unfair trade practice. The ruling reinforces that insurers cannot arbitrarily void policies for immaterial omissions, protecting policyholders from bad-faith rejections.