#Permanent Disablement

The Punjab & Haryana High Court ruled that total disablement under the Workmen’s Compensation Act, 1923, is assessed based on the worker’s inability to perform pre-accident duties, not merely the extent of physical injury. The Court upheld Rs. 73,100 compensation for a Foreman who lost four fingers, emphasizing functional incapacity over medical impairment.

Chhattisgarh High Court holds insurers liable for scheduled injuries under the Employees' Compensation Act, 1923, even without separate disability certificates or policy terms raised at appeal.