Case Law Analysis
|Chhattisgarh High Court
Section 166 MV Act | Owner-Driver's Death Due to Own Negligence Excludes Compensation, But Personal Accident Cover Remains Payable : CGHC
Chhattisgarh High Court clarifies that while compensation under Section 166 of the Motor Vehicles Act is barred if the owner-driver dies due to their own negligence, insurers must still honor the contracted personal accident cover. The ruling awards Rs. 1,00,000 with 6% interest from 2019, reinforcing the distinction between statutory liability and contractual obligations in motor accident claims.