Case Law Analysis
|Delhi High Court
Delay in Intimation Under Fire & Burglary Policy Not Fatal If FIR Filed Promptly & Loss Substantiated by Police & Stock Records : Delhi HC
The Delhi High Court upheld a ₹13.92 lakh theft claim despite delayed intimation to the insurer, ruling that prompt FIR filing and corroborated loss through police reports and computerized stock records satisfy policy conditions. This clarifies that insurers cannot deny claims on technical delays when substantive proof of theft is established, benefiting FMCG and inventory-heavy businesses.