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insurance exemption

1 articleLatest March 2026
Motor Vehicles Act | Insurance Companies Exonerated from Liability for Uninsured Passengers in Goods Vehicles : MP HC Overturns Pay-and-Recover Principle
Case Law Analysis
|Madhya Pradesh High Court

Motor Vehicles Act | Insurance Companies Exonerated from Liability for Uninsured Passengers in Goods Vehicles : MP HC Overturns Pay-and-Recover Principle

The Madhya Pradesh High Court ruled that insurance companies cannot be compelled to compensate uninsured passengers in goods vehicles, as the policy excludes such risk. The court set aside the 'pay-and-recover' order, reinforcing that liability rests solely with the vehicle owner and driver, not the insurer.