#Insurance Contract

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Jan 23, 2026 • 04:20 PM

Insurer Must Prove Material Suppression With Cogent Evidence | Life Insurance Claim Dispute : National Consumer Disputes Redressal Commission

NCDRC holds insurers bear the burden of proving deliberate suppression of material facts in life insurance claims, requiring cogent evidence and strict interpretation of exclusion clauses.

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Jan 22, 2026 • 09:25 PM

Guaranteed Loyalty Additions Payable Only Upon Policy Maturity or Death | ULIP Policy Terms Bind Parties : Delhi State Consumer Commission

Delhi State Consumer Commission holds that Guaranteed Loyalty Additions in ULIP policies are payable only on maturity or death, not on surrender, reinforcing strict construction of insurance contracts.

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#Insurance Contract

Insurer Must Prove Material Suppression With Cogent Evidence | Life Insurance Claim Dispute : National Consumer Disputes Redressal Commission

Guaranteed Loyalty Additions Payable Only Upon Policy Maturity or Death | ULIP Policy Terms Bind Parties : Delhi State Consumer Commission

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