
Case Law Analysis
|Punjab and Haryana High Court
Insurer liable despite driver’s forged licence | Pay-and-recover under Sec 166 MVA : Punjab & Haryana HC
An insurer must honour compensation even if the driver held a counterfeit licence, with the award raised to Rs 4,63,500 plus interest. The decision upholds the pay-and-recover rule, shifting recovery burden to the insurer. Claimants in motor accidents gain stronger protection.