Case Law Analysis
Termination of Group Personal Accident Policy Bars Insurer Liability for Subsequent Accidents | Section 64VB, Insurance Act 1938 : NCDRC
The NCDRC held that the master group personal accident policy, which ceased in August 2008 with no premiums paid thereafter, could not be invoked for a 2010 accident. Consequently, the insurer was relieved of liability, underscoring that policy termination extinguishes coverage for future claims. This ruling affects all holders of terminated group policies and insurers facing post-termination claims.