Case Law Analysis
|Delhi High Court
Smell of Alcohol Alone Insufficient to Invoke Insurance Exclusion Clause | Delhi State Consumer Commission Mandates Proof of Intoxication
Delhi State Consumer Commission rules that mere allegation of alcohol smell in an FIR does not justify repudiation of an insurance claim under exclusion clauses. The Commission held that a closure report and established precedent require concrete proof of intoxication, setting a higher evidentiary standard for insurers.