Case Law Analysis
|Gauhati High Court
Motor Vehicles Act | Insurer Must Prove Fundamental Breach Due to Expired License to Avoid Liability, Not Just Allegation : Gauhati HC
The Gauhati High Court ruled that an insurer cannot deny motor accident compensation solely by claiming the driver’s license had expired - it must demonstrate a material breach of policy terms and actual negligence. This shifts the burden of proof to insurers and reinforces policyholder protection under Section 147 of the MV Act, affecting claims handling nationwide.