Case Law Analysis
Section 12 Consumer Protection Act | Repudiation of Fire Insurance Claim Without Causal Nexus Is Deficiency : Maharashtra SCDRC
Maharashtra State Consumer Commission holds insurer liable for repudiating fire claim on grounds of unauthorized construction and missing fire equipment without proving causal link to electrical short circuit. This ruling emphasizes the importance of establishing a causal nexus in insurance claims. The commission awarded Rs. 87.33 lakh with 9% interest from repudiation date plus compensation and costs.