Case Law Analysis
Insurance Exclusion Clauses | Burden of Proof on Insurer to Prove Applicability & Disclosure Under Consumer Protection Act : NCDRC
NCDRC rules that insurers must not only prove the applicability of exclusion clauses but also demonstrate that the terms were adequately explained to the insured. Failure to do so renders claim repudiation deficient service, entitling the insured to compensation under the Consumer Protection Act.