#BNSS Section 106

The Kerala High Court ruled that banks cannot freeze accounts based solely on police requisition; they must follow established SOPs for cybercrime-related freezes and comply with the Abdul Azeez guidelines, ensuring a quantified grievance mechanism and proportional relief. This binds all financial institutions to procedural safeguards under Article 300A and BNSS, preventing arbitrary deprivation of property.

The Kerala High Court ruled that banks cannot freeze accounts based solely on police requisition; lien must be restricted to the exact amount claimed and only imposed if there is specific suspicion of cybercrime or money mule activity. This protects innocent account holders from arbitrary financial disruption and reinforces due process under Article 300A and BNSS Section 106.

Kerala High Court holds that banks cannot freeze entire accounts based on police requisitions; lien must be limited to specified amount under BNSS and Article 300A.