#third party

The Punjab and Haryana High Court ruled that a person driving a borrowed vehicle cannot claim statutory no-fault compensation under Section 163-A or Section 164 of the Motor Vehicles Act, as they are not considered third parties. Only the contractual personal accident cover of ₹1,00,000 is payable, clarifying that statutory benefits extend only to true third-party victims, not those in privity with the vehicle owner.

Bombay High Court holds that comprehensive motor insurance policies must cover pillion riders for death or injury, irrespective of familial relationship to the owner-driver.