Case Law Analysis
Recovery from Guarantor-Legal Heir Not Deficiency in Service Under CPA 2019 | PNB vs Ramkesh : Uttarakhand CDRC
The Uttarakhand CDRC held that recovering dues from a guarantor-legal heir is not deficiency in service under CPA 2019. This lets banks pursue such guarantors without consumer-forum liability, impacting lenders and guarantors in loan-account disputes.