Case Law Analysis
|Punjab and Haryana High Court
Section 147 MV Act | Employee in Goods Vehicle is 'Third Party' for Insurance Coverage : Punjab & Haryana HC Rejects Insurer's Liability Avoidance Without Proof of Willful Breach
The Punjab & Haryana High Court ruled that an employee traveling in a goods vehicle qualifies as a 'third party' under Section 147 of the Motor Vehicles Act, entitling them to insurance coverage. Insurers cannot avoid liability merely by alleging negligence unless they prove a willful breach of policy terms, reinforcing statutory protection for victims in motor accident claims.