Case Law Analysis
|Punjab and Haryana High Court
Section 138 NI Act | Separate Cheques from Single Loan Transaction Permit Multiple Complaints; Spouse Issuing Cheque Bears Independent Liability : Punjab & Haryana HC
Punjab & Haryana HC rules that cheques issued for a single loan transaction by different drawers (including a spouse) can each trigger independent Section 138 NI Act complaints. The court rejects the defence of 'security cheques' without evidence, holding the spouse who issued the cheque personally liable for dishonour, regardless of the primary debtor’s status.