Case Law Analysis
Section 157 MVA Applies Only to Third-Party Risk Insurance, Excludes Own-Damage Claims | Transfer of Insurance Not Applicable : WB SCC
The West Bengal Consumer Commission ruled that Section 157 of the Motor Vehicles Act governs only third-party risk insurance, so insurers cannot deny own-damage payouts on the basis of a transfer of policy. This limits insurers’ ability to invoke Section 157 to reject claims for damage to the insured vehicle itself, affecting vehicle owners seeking compensation for their own losses.