Case Law Analysis
|Delhi High Court
Suppression of Material Facts in Policy Revival | False Declaration Disentitles Claim Under Life Insurance : NCDRC
NCDRC rules that suppression of pre-existing tuberculosis and cancer at the time of policy revival constitutes a material misrepresentation, justifying LIC's repudiation of the claim. The ruling reinforces that insurers are not obligated to verify medical history during revival if the insured provides false declarations, protecting insurers from fraudulent claims.