Topic

Prospective Application of Policy

1 articleLatest April 2026
Cause of Action for Natural Calamity Compensation Accrues at Incident Time, Not Certificate Issuance : CGHC
Case Law Analysis
|Chhattisgarh High Court

Cause of Action for Natural Calamity Compensation Accrues at Incident Time, Not Certificate Issuance : CGHC

Chhattisgarh High Court rules that compensation claims for deaths in a 2010 cloudburst must be adjudicated under the 2008 policy, as the cause of action crystallizes at the time of the incident, not when the certificate is issued. This precedent ensures timely policy application for disaster victims, preventing retrospective amendments from diluting entitlements.