Topic

Personal Accident Insurance

1 articleLatest September 2026
Interest and Mental Agony Compensation Cannot Be Awarded Together Under CPA : Uttarakhand SCDRC
Case Law Analysis

Interest and Mental Agony Compensation Cannot Be Awarded Together Under CPA : Uttarakhand SCDRC

The Uttarakhand State Consumer Disputes Redressal Commission held that a claimant cannot receive both interest on compensation and separate mental agony damages under the Consumer Protection Act, setting aside a ₹5,000 mental agony award while affirming ₹2 lakh personal accident cover with 6% interest from October 2017. The decision bars double recovery for the same loss, affecting consumers seeking overlapping relief in insurance-linked complaints.