Case Law Analysis
|Delhi High Court
Overdraft Facility Not Presumptive of Commercial Use | Consumer Status Under CPA 1986 Retained Without Proof of Profit Motive : Delhi State Consumer Commission
The Delhi State Consumer Commission ruled that availing an overdraft against fixed deposits does not automatically classify a person as a non-consumer under the Consumer Protection Act 1986. The bank must prove the transaction was for commercial gain to deny consumer protections, reinforcing the burden of evidence in banking disputes.