
Case Law Analysis
|Delhi High Court
Insurer Must Prove Non-Disclosure of Pre-Existing Disease in Life-Insurance Claim | Burden of Proof on Insurer : NCDRC
The NCDRC ruled that the insurer, not the claimant, must establish that a pre-existing disease was concealed when the policy was taken. This shifts the evidential burden onto insurers in death-claim disputes, safeguarding policyholders from arbitrary refusals.
