Case Law Analysis
|Punjab and Haryana High Court
Uberrima Fidei in Life Insurance | Non-Disclosure of Pre-Existing Chronic Liver Disease Voids Claim Even for Unrelated Death : Punjab & Haryana HC
The Punjab & Haryana High Court ruled that under the doctrine of uberrima fidei, non-disclosure of a pre-existing chronic liver disease in a life insurance proposal form voids the claim, even if death occurs from an unrelated cause like a heart attack. Insurers are not liable if material facts are suppressed, reinforcing the duty of utmost good faith in insurance contracts.