
Case Law Analysis
|Madhya Pradesh High Court
Section 149 MV Act | Insurer Liable for Third-Party Compensation Despite Driver’s Invalid Licence; ‘Pay and Recover’ Doctrine Reaffirmed : MP HC Gwalior
Madhya Pradesh High Court reaffirms that insurers remain statutorily liable to compensate third parties in motor accidents even if the driver lacks a valid licence, with the right to recover the amount from the vehicle owner/driver. The ruling enhances compensation to Rs. 50,000 and underscores the insurer’s obligation under Section 149 MV Act, protecting victims’ rights while balancing insurer recourse.