Case Law Analysis
Delay in Intimating Insurer Not Fatal if Police Informed Promptly | Motor Insurance Theft Claim : MP State Consumer Commission
The Commission ruled that a 24-day delay in notifying the insurer of a tractor theft does not defeat the claim where the police were informed within 24 hours and the claim was genuine. It awarded the insured declared value with 7% interest from the complaint date plus ₹10,000 costs, reinforcing that prompt police reporting satisfies the policy's intimation requirement.