Case Law Analysis
|Madhya Pradesh High Court
Pay and Recover Doctrine Applies When Insurer Fails to Prove Notice of Premium Dishonour | Motor Vehicles Act Section 149 : Madhya Pradesh HC
The Madhya Pradesh High Court ruled that insurers cannot escape third-party liability under the Motor Vehicles Act merely by claiming a premium cheque was dishonoured-they must prove they issued proper notice to the policyholder and RTO. This reinforces that statutory protection to accident victims overrides technical insurance defences, ensuring claimants aren't left uncompensated due to procedural lapses by insurers.