Case Law Analysis
COVID-19 Package Rates Are All-Inclusive; Room Rent/ICU Sub-Limits Cannot Deduct Bundled PPE, Consultant Fees : Delhi SCDRC
The Commission held that government-fixed COVID-19 treatment package rates are composite and cover PPE kits, consultant fees, and nursing charges, ruling that insurers cannot apply room rent or ICU sub-limits to make piecemeal deductions from these bundled amounts. This decision safeguards policyholders from insurers fragmenting inclusive package rates to reduce claim payouts.