Case Law Analysis
|Calcutta High Court
Motor Vehicles Act Section 113(3)(b) | Willful Overloading Vitiates Insurance Coverage as Willful Misconduct : Calcutta HC
The Calcutta High Court ruled that knowingly overloading a tanker beyond statutory limits constitutes willful misconduct under insurance policy clauses, voiding coverage even if the accident was not intentionally caused. This sets a clear precedent for insurers to deny claims where statutory violations are proven to be deliberate, shifting the burden to insured parties to prove compliance.