Case Law Analysis
Non-material non-disclosure cannot defeat death claim | Life insurance under CPA 1986 : Assam CPDC
The Assam Consumer Disputes Redressal Commission ruled that the insurer’s refusal to pay the death benefit, based on alleged omissions about prior policies and income, was unjustified because the information was not material. The decision obliges insurers to honour claims unless the non-disclosure is material, protecting policyholders and nominees.